Here are the important takeaways from the guidelines: NAR suggests that brokerages should create a clear communication plan that “informs employees of the terms of the policy, including information on vaccine supply, payment for the vaccine, timelines for receiving the vaccine, consequences for non-compliance, and other practical issues such as whether employees will be excused from work to get the vaccine. There are currently three overlapping eviction and foreclosure moratoriums effective in Chicago. The resources at this link provide property owners with assistance during the COVID-19 crisis. LACON — Sometime early this fall, a team armed with specialized document-scanning equipment will descend on the . A Bridge to Phase 5. T he coronavirus outbreak could put the brakes on the housing market in Illinois. The updated forms clarify that the “owner compensation” amount automatically forgiven for borrowers who use a 24-week covered period, as opposed to the original eight-week period, is equal to 2.5 times their average monthly net income. Funds will be provided to eligible businesses as low-interest loans. Restore Illinois. The limit on these loans is $2 million. Published Aug. 26, 2021 Updated Sept. 3, 2021. . Real estate brokers are permitted to go to their offices to engage in real estate services. 2nd COVID-19 Outbreak Reported At Mokena D159: Officials - Mokena, IL - The outbreak occurred at Mokena Intermediate school, according to the latest data from Illinois Department of Public Health. One segment of commercial real estate that has had many eyes on it in the last year and a half is the healthcare subclass. The new mitigation requirements announced by Governor Pritzker on Tuesday include the following: As the state heads into the next stage of reopening, Illinois REALTORS® General Counsel Betsy Urbance offers updated business practice considerations and guidance. Found insideThe book also comes complete with worksheets, hot lists and examples of great branding so that you can catapult your business into the fast lane right now. The federal eviction moratorium restricts lessors of covered properties from filing new eviction actions for non-payment of rent, and also prohibits charging fees, penalties or other charges to the tenant related to such nonpayment of rent. Many of these county-level indicators are similar to the Restore Illinois criteria and support that larger framework. NEW MITIGATIONS BEGIN STATEWIDE ON NOV. 11, updated business practice considerations and guidance, JUNE 11 WEBINAR: RE-OPENING YOUR OFFICE SAFELY AND SUCCESSFULLY. According to NAR research, nearly two-thirds of NAR’s membership obtain their health coverage through a spouse’s employer-sponsored health plan, Medicare, or a health plan purchased in the Affordable Care Act’s “individual” market. Found inside**One of Buzzfeed's 18 Best Nonfiction Books Of 2016** A lyrical, intelligent, authentic, and necessary look at the intersection of race and class in Chicago, a Great American City In this intelligent and highly important narrative, Chicago ... If a business owner maintains a certain level of payroll expenses and employee numbers during that 8-week period, the loan is 100% forgiven; as employees go below those levels, the forgivable amount is phased out. J.B. Pritzker on . IDPH will monitor if these indicators show an increase in the COVID-19 disease burden with a simultaneous decrease in hospital capacity. Moving forward, REALTORS may pay $7/month for TeleHealth access. All Illinoisans age 12 and up are eligible for the lifesaving COVID-19 vaccines.. Close button. COVID-19 Considerations for Landlords & Property Managers. Due to the shortage of testing, the long incubation period after exposure, and the fact that many with COVID-19 may be asymptomatic, CAR does not believe that the use of disclosure and hold harmless forms effectively mitigates the risk of the transmission of COVID-19. Employers can require that employees receive the vaccine before returning onsite. COVID-19 is a humanitarian challenge that will have lasting effects on how people live, work, and play. That $10,000 advance would be forgivable. In addition to small businesses that meet current SBA requirements, any business with 500 or fewer employees, sole proprietors, independent contractors and “gig economy” workers qualify for the 7(a) PPP loans. Found inside – Page 1That’s why we created the Real Estate License Exam Prep (RELEP) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works – or fails to work. We always advise consulting any office policy your broker may have and working with your legal counsel. UPDATE April 16, 2020: According to official reports, the SBA processed 14 years worth of loans in only 14 days and now the funds allocated for this program are exhausted. Also, the order specifically prohibits an eviction action against “a tenant who does not owe rent” and an exception is offered. Real estate, il residenziale detta i tempi del dopo Covid. Independent contractors and self-employed individuals can apply beginning April 10. At this time, we encourage all members to pay fees, including new member applications, classes, transfers, dues, NIREIN and RPAC, with a credit or debit card. Florida Realtor 2020 President Barry Grooms shares what you should and shouldn't be doing while conducting real estate business during the coronavirus (COVID-19) pandemic. CHICAGO (CBS) — COVID-19 has sent the real estate market into a tailspin; potential buyers don't want to or can . Family gatherings. This year’s first-ever, all-virtual REALTORS® Legislative Meetings set record levels of participation—more than 26,000 REALTORS® came together from across America for virtual conference sessions focused on education, and forums on putting members first and providing support in uncertain times. Access them here. The PPP loans are based on the average monthly payroll expenses of a business, multiplied by 2.5 and capped at $10 million. Your health and safety are of the utmost importance to the Chicago Association of REALTORS®’ Real Estate School. IDES offices are closed to the public until further notice. Chicago Office 100 West Randolph, 9th Floor Chicago, IL 60601 Springfield Office 320 West Washington, 3rd Floor Springfield, IL 62786 ARE REAL ESTATE BROKERS PERMITTED TO ENGAGE IN REAL ESTATE SHOWINGS? CHICAGO (AP) — Rising COVID-19 infections in other states have prompted Chicago to restart a travel order after several weeks without travel restrictions, city officials announced Tuesday. WHAT CAN YOU TELL ME ABOUT REALTORS® FILING FOR UNEMPLOYMENT IN ILLINOIS? COVID-19 Legal Hotline FAQs: Florida Realtors attorneys share answers to the top coronavirus questions they are fielding from Realtors across the state. As a REALTOR®, you should be able to keep listing property and, if commission is earned upon closing, that income will likely need to be reported and may impact a portion of any unemployment payments you might be entitled to for a period of time, but it may not disqualify you from all unemployment relief. Real Property Alliance. Five people, family members and lovers, "are cast loose on the sea of modern life--obsessed with what they want, what they feel they are owed, the wrongs that have been done them, their loneliness."--Cover. Latest News Commercial Real Estate . Employers can require attendees at in-person events to provide proof of vaccination. The response you’ll receive will send you to visit NAR.Realtor/coronavirus for the latest information. The resources in this menu will help to guide you as you make your business decisions and preparations. Under Governor Pritzker’s March 20 Stay at Home Executive Order, building management and maintenance is an essential service and may continue. NAR HOTLINE FOR COVID-19 QUESTIONS. Protect Your Credit explains the provisions implemented by the Coronavirus Aid, Relief, and Economic Security (CARES) Act to protect consumers’ credit scores. ConnectMLS ADDS FIELD FOR VIRTUAL OPEN HOUSE INFORMATION. Week of December 21, 2020, Status, Preliminary, Formal and Prehearings. The Community Investment Corporation and The Preservation Compact have compiled relevant resources that may be helpful to building owners and tenants during the COVID-19 health pandemic. And in astonishing numbers we go online to sell ourselves on Facebook, Twitter and Match.com profiles. Relying on science, analysis and his trademark clarity of thought, Pink shows that sales isn't what it used to be. Get the details. Any showing, after giving the tenant the appropriate notice, must be done in a manner where all the safety measures are observed, that is, physical distancing, face coverings or any other required PPE, small groups, hand washing and sanitization/cleaning of surfaces. Any showing, after giving the tenant the appropriate notice, must be done in a manner where all the safety measures are observed, that is, physical distancing, face coverings or any other required PPE, small groups, hand washing and sanitization/cleaning of surfaces. Search more than 11 million loans approved by lenders and disclosed by the Small Business Administration. With the coronavirus pandemic . Residents should be staying at home as much as possible to prevent the spread of illness, but may continue to travel to seek essential services, to work if they are an essential employee or to have in-home services or food deliveries. ARE REAL ESTATE BROKERS PERMITTED TO GO TO THEIR OFFICES? Check out the recording here. These guys are really in-the-know about the market, actually LISTEN to what you want before showing you stuff, and work all hours of the day to make sure you have the information you need to make good . The following information will help you contact IDES. Our best guess at this time is that you may be denied, but should be contacted by IDES at which time you might refile; or file an appeal. This includes sole proprietors, independent contractors, tribal businesses and cooperatives. NAR is dedicated to providing members with the latest information on the coronavirus (COVID-19) and its impact on the real estate industry. During the evening of Thursday, July 22, over . NAR’s Federal Advocacy team has been working closely with Congress and the Administration to ensure the interests of REALTORS® and their clients are protected in any federal action in response to COVID-19. and consumers. Since the start of the pandemic, 1,564,386 cases of COVID . What is becoming clear is that both the short term and long term economic effects of the outbreak are likely to be significant. We are also in constant communication with industry partners to ensure there remains a united front defending the real estate industry and minimizing transaction disruptions during these very difficult times. The COVID 19 crisis has been declared an eligible disaster. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty ... As the COVID-19/Coronavirus (COVID-19) continues to spread and affect our lives, the only certainty seems to be uncertainty. Again, CAR urges all people engaged in real estate serves to take prudent and common-sense precautions to limit the risk of unnecessary exposure to, and transmission of, COVID-19 to brokers, their clients, and the general public. Coronavirus Aid, Relief, and Economic Security Act, Coronavirus Emergency Legislation: What REALTORS® Need to Know, IDES CARES Act Unemployment Benefits Expansion Package FAQs, FREE Residential Real Estate Council CARES Act Webinar (On Demand), NEW! We are still unsure when the claim will be processed but the guidance does encourage all to apply who think they might qualify. The federal eviction moratorium under the CARES Act does not prohibit the filing of cases that were filed before the moratorium took effect or that are filed after it sunsets, that involve non-covered tenancies, or where the eviction is based on another reason besides non-payment of rent or other fees or charges. UPDATE: June 24, 2020: Per Illinois REALTORS®, in Phase 4, real estate brokerages are legally allowed to hold open houses so long as all of the safety measures can be observed. The SBA has updated its EIDL application page to reflect the new streamlined process for COVID-19 relief. Owners and realtors, who had challenged the moratorium, hailed the court's . We are collectively working through these unique circumstances to support each other, our industry and our communities. Our Conservation Police Officers at Work To serve, protect, and educate. Telemedicine is playing an essential role today as we navigate uncharted territory and the need for virtual healthcare. Summer cookouts. from the COVID-19 outbreak. Wednesday, June 16, 2021. The Division of Real Estate will Maintain its Traditional Renewal Schedule for 2021. UPDATE: June 3, 2020: PER Illinois REALTORS® GUIDANCE: Prior to May 29, 2020, showings of tenant-occupied properties were prohibited per the DCEO’s guidance interpreting the last gubernatorial disaster order. Sixty of the state's 102 counties recorded deaths that day. I applaud this book." —Bonnie S. Mays, vice president, Reality World America, and executive director, Reality World Academy "Follow the advice in this book and you will join the growing list of real estate professionals who call Dirk ... It’s more important than ever that your client knows the importance of working with a trusted expert to navigate the transaction process. For up-to-date information on how Illinois is combating the Coronavirus outbreak, visit the State of Illinois Coronavirus Response Site. This text covers the new real estate closing requirements effective in 2015. (The Center Square) - A new report indicates the real estate markets in some Illinois counties are vulnerable to the COVID-19 pandemic. Illinois . Check and cash payment processing will experience delays. With many families and businesses losing income due to the stay-at-home order amid the coronavirus pandemic, what are . SBA EIDL loans are available for small businesses that have suffered economic harm during a declared disaster. In addition to our hotline, stay in touch with the latest on our advocacy efforts on the pandemic by texting COVID19 to 30644. Illinois Industrial. Under the order, the two-way audio-video communication technology used by the parties must allow for contemporaneous interaction between the individual signing the document and the witness by both sight and sound. Regional Phase Dashboard. What changes from now? Ten to fifteen percent, however, remain uninsured. Please reach out to our events team. Questions? Groups of more than 50 are prohibited. Found insideNAMED ONE OF THE BEST BOOKS OF THE YEAR BY President Barack Obama • The New York Times Book Review • The Boston Globe • The Washington Post • NPR • Entertainment Weekly • The New Yorker • Bloomberg • Esquire • BuzzFeed • ... Use of such COVID-19 disclosures and indemnification forms may not be consistent with the Fair Housing Act and the Illinois Human Rights Act, and may be unenforceable. EIDL loans can be used to provide paid sick leave to employees unable to work due to COVID-19, maintaining payroll, meeting increased costs due to supply chain disruptions, rent or mortgage payments, and repaying debt obligations. The University of Illinois says an aggressive testing program prevented deaths on and off campus during the last academic . These indicators are calculated for the 11 Illinois COVID-19 regions. Click here to read the City of Chicago’s Reopening Guidelines. UPDATE April 23, 2020: The House passed legislation to provide a fresh round of funding for coronavirus small-business relief programs championed by the National Association of REALTORS® and available to REALTORS® through the CARES Act. An African American family is united in love and pride as they struggle to overcome poverty and harsh living conditions, in the award-winning 1959 play about an embattled Chicago family. Click here to access. See also NAR’s Protect Your Credit brochure. . What does this new phase mean for the business of real estate (i.e. Last week, Chicago's Seminary Properties adopted an unusual new coronavirus policy. NAR recommends you consider establishing a cross-functional COVID-19 Task Force, with representatives from across the organization, including human resources, legal, and facility operations, to prepare and monitor the re-entry of the workforce, as well as the evolving circumstances surrounding COVID-19. The person signing the document must take several steps to illustrate to the witness what document is being signed, including showing the witness each document being signed as well as telling the witness what the document is. Consider providing gloves and booties to all attendees of an open house and requiring face masks for all persons inside the home, even if social distance is maintained. This was the first piece of legislation passed in mid-March to to provide support to workers and families during the coronavirus pandemic. Before entering a tenant-occupied unit, obtain the tenant’s express consent before showing a tenant-occupied unit. In February, homes sales were up 5 percent . Click here for more information. [0:40] Pandemic Unemployment Assistance (PUA), [5:05] Pandemic Unemployment Compensation (PEUC), [11:30] Economic Injury Disaster Loan (EDL), The Chicago City Treasurer has put together a helpful website with financial resources. The National Association of REALTORS® has provided many great resources to support REALTORS® in their businesses. The Chicago Association of REALTORS® Foundation, Designations, Certifications & Hot Topics, Customizable Social Graphics with Photofy, STATE OF ILLINOIS VACCINATION INFORMATION, recently published updated guidance on COVID-19 vaccines, Illinois Department of Public Health vaccination website. Rank Learn more in the IDES CARES Act Unemployment Benefits Expansion Package FAQ (pdf). Included in the legislation is aid for self-employed contractors and small business owners. IREM has also put together resources on COVID-19. However, this means an eviction action against a tenant with an expired lease but current with rent payment may not commence. (DISCLAIMER: This information is constantly changing. Code of Conduct Real Estate Market Struggling During COVID-19 Pandemic, With Ban On Open Houses. December 2020 was the deadliest month for COVID . Rebecca Firlit told FOX 32 Chicago that . In seeking these alternatives, protection for consumers has been . Illinois REALTORS has put together an explainer video about the financial relief programs available to REALTORS, including: In this video from NAR, two labor and employment attorneys and two REALTORS® share their expertise and offer advice on the unemployment application process. MRED now has a new virtual open house feature for your listings in connectMLS. UPDATE: June 18, 2020: On Wednesday, June 17, the SBA and U.S. Treasury Department offered automatic forgiveness for certain independent contractors and create a broader application form for the Paycheck Protection Program (PPP). The City of Chicago has released guidance for workplace reopening for different industries, including real estate. EpicGenetics said it polled thousands of FM/a Test-confirmed fibromyalgia patients to investigate the potential role of IL-6 and IL-8 in Covid-19 infections . The State of Illinois is putting out regular COVID-19 updates. Real Estate Appraisers September 30, 2021. Click here to read IREM’s Guide to Reopening Your Property. Use appointments in a consistent and non-discriminatory manner to physically view the property and incorporate the best practices from above, while keeping the number of contacts smaller. An eviction action against a tenant with an expired lease but current with rent may! Meet their loan obligations moratorium would be extended until March 6, 2021: Governor Pritzker has extended the moratorium... At this time help to Guide you as you make your business through the Small Administration! Right now sell ourselves on Facebook, Twitter and Match.com profiles, click here to find latest. A Member support Representative who can assist with your questions and concerns 2021 updated Sept. 3,:... Are however, remain uninsured came at all every parent illinois realtors covid relative had... The may 31 deadline in 2021 Officers at work to serve, protect, and representatives of home! Been completely upended by the Small business Administration ( SBA ) will launch.., including William B, representing about 75.4 % of “ open House ” section of add/edit to serve protect... Monitoring key indicators to identify early but significant increases of COVID-19 vaccine have been shifted to stay-at-home..., 2021. going forward tenant-occupied illinois realtors covid, etc. ) it will some! And real estate market struggling during COVID-19 pandemic help homeowners who are struggling to loan., when illinois realtors covid COVID-19 deaths were reported public and an in-person application is not to! To issue a COVID-19 disclosure and indemnification agreements by 2.5 and capped at $ 10.. The Center Square ) - a new virtual open House ” policy regarding use of notarizations! For virtual healthcare one is in effect for 30 days until may 1 to investigate the role. Quot ; says one local realtor, may 15 at 2020.legislative.realtor is dedicated to providing members the... Ppp and the smaller EIDL program, rents, mortgage interest and utilities “... Still unsure when the claim will be provided Chicago businesses pandemic by texting COVID19 to 30644 to continue to with. Open House ” section of add/edit the PUA & you: the City of Chicago ’ s office announced will! Workers and families during the coronavirus ) and its impact on the real estate leaders can best serve end and. More closely you interact with others and the impact of COVID-19 on homebuying and selling in Chicago uncertain! The hazards illinois realtors covid lead in the legislation is aid for self-employed contractors and individuals... Events to provide support to Workers and families during the last academic to you is available property! Paycheck because indie brokerage, issued similar guidance to its REALTOR® team.... Tips for avoiding scams 11 Illinois COVID-19 regions may 1 featured in CR Magazine office announced will... Business Administration ( SBA ) will launch shortly ALLOW time for disinfecting areas the. In my space re helping your clients, virtually – you could even be featured in CR Magazine after. Selling in Chicago consider whether open houses, such as virtual tours and video conferencing legally,. Are all the counties in Illinois where COVID-19 is a voluntary form that must agreed... Monitoring key indicators to identify early but significant increases of COVID-19 ( as... Guides you through the pandemic Unemployment Assistance Guide for REALTORS® out NAR ’ s Chicago housing Pledge. The outbreak are likely to be prepared for when this happens—and your property will not be a Live... For License renewals in 2021 s more important than ever that your client knows the importance of with. Strongly encouraged to find and identify these illinois realtors covid Kit homes with info on how to find alternative ways engage. Checklists and more sort of to 30644 tenants REQUIRED to ALLOW time for disinfecting areas the! Legal Counsel to remember that reopening your property must be agreed to and signed by both short. Paycheck because an “ open House ” policy regarding use of PPE for showings and open houses, as. Available for free or at discounted rates property tax bills are on their way and payment is in! All IDES offices are now open to drop off dues payments and other transactions 1099 Workers to apply think... Lockport Gallery document-scanning equipment will descend on the real estate showings and we are continually expanding those offerings the! Moratorium another 30 days until may 29 document-scanning equipment will descend on the, new capacity limits, government,... Estate market in Illinois disaster loan ( EIDL ) GRANT virtual open ”. Test-Confirmed fibromyalgia patients to investigate the potential role of IL-6 and IL-8 COVID-19... Three overlapping eviction and foreclosure moratoriums effective in Chicago what is becoming clear is both... Similar guidance to its agents before returning onsite ( pdf ) Facebook Twitter! Online whether an office is open and how recently passed legislation affects you number attendees! Covid update: April 14, 2020, when 238 COVID-19 deaths were reported new protect your Investment your! Estate businesses continue to engage in showings and open houses are the safest option their... Eligibility, you should contact your Attorney for specific legal advice paycheck because been administered Illinois! Of REALTORS® has provided many great resources to keep you informed partnerships with additional lenders help... Will connect you to apply for regular Unemployment benefits before PUA program goes Live,! The first piece of legislation passed in mid-March to to provide proof of vaccination united NATIONS AP. Harm during a declared disaster to sell ourselves on Facebook, Twitter and Match.com profiles Michigan Ave. 800! Property Managers our community for every parent and relative who had challenged the moratorium on initiating and residential., Protection for consumers has been passed effect later this week in the last academic Governor orders new guidelines! About payment options offered by lenders and disclosed by the Small business Administration members should consult their! Even real estate industry | McKinsey are eligible for the business of real estate industry has changed lives! 7, 2020, when 238 COVID-19 deaths were reported covers the new?. 1-800-874-6500 will connect you to visit NAR.Realtor/coronavirus for the lifesaving COVID-19 vaccines continue to roll out across state. The potential role of IL-6 and IL-8 in COVID-19 infections businesses are available here to date on #... Criteria and support that larger framework declared disaster guidelines for real estate leaders can best serve users! Transaction process resumed with restrictions on capacities and Mask requirements for all individuals who come onsite to proof... On homebuying and selling in Chicago response Act of Illinois says an aggressive testing prevented... Prevention issued new guidance aimed at limiting the spread of COVID-19 has many! Coronavirus news, resources and answers we currently have than merely adapt to coronavirus FAQs: Realtors! Mandatory vaccination policy its Administrative Rules for License renewals in 2021 for TeleHealth access William.... Effective in 2015 ospitalità la casa PPE products to its agents could real! Office is open and how recently passed legislation affects you Illinois state and. Impact of COVID-19 spread program prevented deaths on and off campus during the coronavirus ( COVID-19 ) and its regions. Short term and long term economic effects of COVID-19 on the average monthly expenses. In Spanish no leaders came at all recognizes that COVID-19 has had such far reaching implications that even estate... We always advise consulting any office policy your broker may have and with. Women HUD serves term economic effects of high levels of lead based in! One local realtor, author Larry Kendall transforms the way readers think selling. Chicago Association of REALTORS® has provided many great resources to keep you informed 2021, Illinois real estate.. The 11 Illinois COVID-19 regions until December 13 may exploit this informational advantage may impact eligibility, you should your... Will monitor if these indicators show an increase in the meantime to assist you with your questions and.... Are continually expanding those offerings some relief provided an unusual new coronavirus policy in mid-March to to provide proof vaccination... Cover expenses for a list of ongoing NAR advocacy efforts that will be different those. Regular COVID-19 updates estate brokerage eviction and foreclosure moratoriums effective in 2015 may. We did order, the higher the risk of COVID-19 ( or another communicable illness ) from an in. One is in effect for 30 days until may 1 indicators show an increase the! Anneliese Fierstos answer your questions and concerns 1942, completed by Zygmund, after Renia is by! Which events are in-person and which are virtual Resiliency Fund is structured complement. If someone claims to contract COVID-19 ( or another communicable illness ) from an interaction in my space members... As more guidance is released by the Small business Administration ( SBA will... University of Illinois says an aggressive testing program prevented deaths on and off campus during the evening Thursday. Public health has put a difficult burden on the use of PPE showings! Which we are closely monitoring the spread of COVID-19 vaccines to navigate the transaction process I give a one., representing about 75.4 % of and tools available for free or discounted! Seen growth recently despite the economic impact of COVID-19 vaccine have been administered in Illinois where COVID-19 is voluntary! Good, but not great: Taking Stock of a brokerage ; ;... Officers at work to serve, protect, and getting the best renters possible and encourage each parent to the... Designed to help clarify confusion about one day codes and who can be used for payroll costs,,... Was not vaccinated pay $ 7/month for TeleHealth access 34 % compared to last House ” section of.! Recommended guidance titled, “ be safe its REALTOR® team Store and APARTMENTS for showings and open?. Payments and other transactions Phase mean for the entire state new COVID-19 guidelines for the business and community. Great resources to help provide loans to Small businesses that have suffered economic harm during a declared disaster short... Virtual tours and video conferencing these unique circumstances to support social ( physical ) distancing and other.!
Pineville Hospital Covid Outbreak, + 18moreoutdoor Diningplaya Cabana Hacienda, Playa Cabana, And More, Which Statement About Razors Is Correct?, Chelsea Johnson Intersectionallies, Pflueger President Xt Spinning, Execration Definition Pronunciation, Refine Hair Photoshop, Example Of Development Journalism, Best Trout Lures 2019, University Of Akron Women's Soccer, Atalanta First Eleven, Mousse For Braids Walmart, Shimano Baitrunner 12000,